Evaluation of the solvency margin of a health plan operator

Name: JEAN PIERRE DAVID DE OLIVEIRA

Publication date: 27/07/2016
Advisor:

Namesort descending Role
ALFREDO SARLO NETO Advisor *

Examining board:

Namesort descending Role
ALFREDO SARLO NETO Advisor *
LUIZ CLAUDIO LOUZADA Internal Examiner *
RICARDO RAMALHETE MOREIRA External Examiner *

Summary: The health insurance market has grown in recent years, before this growth the state
has created a regulatory agency, the ANS, with the goal of establishing standards of
performance monitoring and metrics of the activities of operators, one of monitoring
items and the financial health of companies. ANS has established that operators
should provide a margin of minimum solvency to year 2022. So this research seek to
measure the risk of an operator in not meet the target set by the NSA, through the
application of Monte Carlo simulation projection of financial statements and analysis
of sensitivity to and evaluate the influence of certain variable in relation to the
solvency margin. The results showed that the operator at risk not meet the goal of
ANS 77%.

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